Simply put, mobile gift cards are able to be used via smartphones. This has become a popular gift idea, mainly due to the fact that they can be drawn from a phone without any hassle. Of course, one can argue that they have downsides. The discussion of pros and cons is what we will get into today. Courtesy of Bob Jain and other minds in finance, here are the pros and cons of mobile gift cards you should be aware of.
PRO - They take up less space. If you're the kind of person that has numerous credit cards, chances are that your wallet or pocketbook is cramped. Mobile gift cards provide the benefit of being exclusively on smartphones, meaning that physical real estate is freed up. This is perhaps the greatest benefit that names like Robert Jain can draw attention to. After all, few things are as confusing as a cluttered wallet.
CON - The rules and restrictions of mobile gift cards vary. If you were to do research on gift card options, you will find that their individual guidelines differ in certain ways. What this means is that you may have to study up on them, especially if you're planning on giving a mobile gift card to a loved one. You don't want to give someone a card that has funds that expire or fewer places where it can be used. In simple terms, don't assume that every mobile gift card is alike.
PRO - These gift cards can be brought up at any time. The main reason for this is that smartphones have become part of our lives. If we must leave the house, chances are that we will bring our phones, as they've more or less become extensions of ourselves. What this means is that you have a mobile gift card on your phone, you can easily bring it up at any time. You'll never have to fear forgetting it at home.
CON - For better or worse, opinions on mobile gift cards vary. What this means is that you can't assume that everyone will take to this gift idea in a positive way. As a matter of fact, many people view them as impersonal, almost like it was a final-minute decision. Of course, others may see it as perfect, especially if they're a fan of the retailer associated with it. Opinions vary, which is why you should be careful about purchasing gifts like this.
PRO - They take up less space. If you're the kind of person that has numerous credit cards, chances are that your wallet or pocketbook is cramped. Mobile gift cards provide the benefit of being exclusively on smartphones, meaning that physical real estate is freed up. This is perhaps the greatest benefit that names like Robert Jain can draw attention to. After all, few things are as confusing as a cluttered wallet.
CON - The rules and restrictions of mobile gift cards vary. If you were to do research on gift card options, you will find that their individual guidelines differ in certain ways. What this means is that you may have to study up on them, especially if you're planning on giving a mobile gift card to a loved one. You don't want to give someone a card that has funds that expire or fewer places where it can be used. In simple terms, don't assume that every mobile gift card is alike.
PRO - These gift cards can be brought up at any time. The main reason for this is that smartphones have become part of our lives. If we must leave the house, chances are that we will bring our phones, as they've more or less become extensions of ourselves. What this means is that you have a mobile gift card on your phone, you can easily bring it up at any time. You'll never have to fear forgetting it at home.
CON - For better or worse, opinions on mobile gift cards vary. What this means is that you can't assume that everyone will take to this gift idea in a positive way. As a matter of fact, many people view them as impersonal, almost like it was a final-minute decision. Of course, others may see it as perfect, especially if they're a fan of the retailer associated with it. Opinions vary, which is why you should be careful about purchasing gifts like this.
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